Gift Planning

 

Gift Planning

Free Online Gift-Planning Tools

UNH has partnered with FreeWill to give our alumni and friends free online tools that make creating a will and planning a gift as easy as possible.

Learn more about UNH and FreeWill

Shape the Future with your Legacy

Many UNH friends and family choose to make planned gifts that will provide long-lasting support for the University of New Hampshire. Our gift planning team has the expertise to help you find creative solutions to your giving intentions. 

To explore options for creating your legacy at UNH through gifts like the ones described here, contact us at  gift.planning@unh.edu or call (603) 862-3694.

 

Who Can Make a Planned Gift?

Anyone can!  Legacy gifts are not only for the very wealthy. The greatest benefits of planning your gift now are the ability to maintain your current standard of living while ensuring you can support and enhance the future of UNH exactly as you wish. You may even enjoy significant tax benefits from your gift.

Explore Options for Making a Legacy Gift

How you choose to structure your gift to UNH, and where you designate the funds, depends on your goals and timeline. The UNH Foundation is pleased to help you set up your planned gift to help you achieve your desired impact.

To explore the many kinds of planned gifts you can make, consider the option below that best describes your intentions. You may wish to make a gift that has an immediate impact during your lifetime or one that generates income for life, or you may wish to give through your estate. 

Gifts with Im​mediate Impact

Many donors wish to see the impact of their giving during their lifetimes. These gifts allow UNH to achieve results right away.

IRA Rollover or Qualified Charitable Distribution (QCD)

If you are 70½ or older, transfer funds directly from your IRA to the UNH Foundation. Your IRA custodian will have the form you need for this simple transfer.

Advantages: 

  • Satisfy your required minimum distribution (RMD) for the year

  • Reduce your taxable income

 

Donor Advised Fund

Transfer ownership of stock or cash in bonds as a gift to UNH. (These can also be left through your will at full benefit to UNH).

Advantages:

  • Immediate tax deduction

  • Funds invested for tax-free growth

  • Control over charities to receive gifts

  • Minimal start-up time and cost

  • Can be cash or stock    

 

Stocks & Bonds

Transfer ownership of stock or cash in bonds as a gift to UNH. (These can also be left through your will at full benefit to UNH).

Advantages: 

  • Receive charitable tax deduction to help offset taxable interest income

  • Save on brokerage fees

  • May yield greater tax benefits than cash

For more information, go to www.unh.edu/givestock
 

Real Estate

Donate your home, vacation property, commercial property or undeveloped land to benefit UNH.

Advantages: 

  • Avoid paying capital gains tax on the sale 

  • Receive charitable income tax deduction

 

Charitable Lead Annuity Trust or Charitable Lead Unitrust

Make a substantial gift with fixed or variable payments to UNH; the assets are passed on to your heirs at end of trust.

Advantages: 

  • Your gift makes an immediate difference at UNH

  • You can provide for your family/heirs

 

    Gifts that Generate Income 

    These giving options provide income to you during your lifetime, allowing you to support UNH while maintaining your current standard of living.

    Charitable Gift Annuity

    Your gift of $10,000 or more provides fixed payments to you and/or one named other in exchange for your gift.

    Advantages: 

    • Easy to set up
    • Fixed, dependable payments to you backed by the UNH Foundation
    • Partially tax-free income

     

    Charitable Remainder Annuity Trust or Charitable Remainder Unitrust

    Your gift of $100,000 or more provides income (fixed or variable) for yourself and/or named others with the remainder passing on to UNH.  

    Advantages: 

    • Potential for income growth
    • Allows you to choose who you wish to administer your gift

     

    Gifts through Your Estate 

    Remember UNH with a gift in your will and leave a life without limits for future generations of Wildcats. If you wish to leave a legacy at UNH, consider these options:

    Bequest/Legacy Gift

    Designate UNH to receive a specific dollar amount, property or percentage of your assets in your will.

    Advantages: 

    • Flexibility to change your mind
    • Offers continued access to your money
    • May reduce taxes on your estate 

     

    Retirement Assets, Life Insurance, Bank Accounts

    Designate UNH as beneficiary on retirement assets, life insurance, bank accounts and other investment accounts.

    Advantages: 

    • Simplicity! Complete a form designating UNH as a beneficiary
    • Does not require changing will/trust
    • 100% of funds available to UNH, tax free

     

    Life Estate

    Gift your real estate to UNH but retain the right to use your property during your lifetime.

    Advantages: 

    • Preserve use of your property for yourself and your loved ones

     

    Stocks & Bonds

    Leave these assets through your will at full benefit to UNH

    Advantages: 

    • No taxes to your loved ones

    For more information, go to www.unh.edu/givestock

     

    Donor Advised Fund

    Create a charitable investment account for the sole purpose of supporting UNH and designate UNH as the beneficiary.

    Advantages: 

    • Immediate tax deduction
    • Funds invested for tax-free growth
    • Control over charities to receive gifts
    • Minimal start-up time and cost
    • Can be cash or stock

    No Will or Living Trust? 

    You’re not alone—the vast majority of Americans do not have a will. If you wish to have a voice in how your assets or estate are distributed, you will need to take this next important step. We encourage you to use our simple FreeWill tools to start the process of creating a will of living trust that accomplishes your goals for your estate. 

    FreeWill Tools

     

    Logistics for Gifts in Your Will 

    We want to be sure we can carry out your wishes.

    It is very important that a bequest be accurately and clearly described in your estate plan. We are happy to consult with you regarding the terms of your bequest to be sure we can carry out your intentions. To make the process as easy as possible, we encourage you to use UNH’s FreeWill Estate Planning Tool; we’re also happy to work with your trusted advisors.

    To ensure your bequest comes to UNH, include our full legal name and our federal tax identification number in any documents about your legacy gift:

    Legal name: The University of New Hampshire Foundation, Inc.
    Address: 9 Edgewood Road, Durham NH 03824
    Tax ID: 02‐0437506

    We are happy to provide this sample bequest language to assist you and your attorney and you should feel free to contact us if we can help in any way.

    Sample Language 

    “I give to the University of New Hampshire Foundation, Inc., at 9 Edgewood Road, Durham NH 03824, a New Hampshire nonprofit corporation, or its successor, Federal Tax Identification Number 02‐0437506, [insert here a description of the particular property].”

    FreeWill Online Tools 

    UNH has partnered with FreeWill to provide alumni and friends free online tools to make planning and giving as easy as possible.  The FreeWill Estate Planning Tool allows you to easily create a legal will and leave a legacy to benefit the people and causes you care about, including UNH.  

    Create A Will

     

    Contact Us

    The gift planning office can work with you and your professional advisors to help you create lasting impact at the University of New Hampshire while structuring your gift in the manner most advantageous to you. More important, we would love to hear about how UNH has touched your life!

    UNH Office of Gift Planning

    University of New Hampshire Foundation
    9 Edgewood Road | Durham, NH 03824
    PHONE:  (603) 862-3694 
    EMAIL: gift.planning@unh.edu