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Health Costs: What Hangs in the Balance in this Upcoming Presidential Election?

Friday, October 26, 2012

Author: 
Kendra Moffett
Friday, October 26, 2012

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With the 2012 Presidential Election quickly approaching, it can be nerve-racking for young adults between the ages of 18-25 to see where they will fall with either candidate if President Obama gets re-elected, or if Governor Mitt Romney gets elected. Below is the breakdown of what will happen to some health care costs access and the state of the Affordable Care Act depending on which candidate wins the Presidential Election.

Under President Obama’s Affordable Care Act, young American’s are able to stay on their parents health care plans until the age of 26, allowing them to pay off student loans (assuming they have them) and start saving their own money to begin to afford their own health care premiums once they are off their parents plans. Also under the Affordable Care Act, President Obama is in the midst of stopping health insurance companies from charging women more than men for the same coverage. These costs are ones could potentially set females at a financial disadvantage than their male counterparts.

If Governor Romney gets elected, he proposes to repeal and replace the Affordable Care Act, which would leave many young Americans uninsured, and possibly unable to afford certain health insurance plans. Romney’s next move would be to have each state craft their own health reform plan, which will take many months to create, leaving many Americans uninsured for those times. However, leaving the decision of healthcare coverage to the state will allow each state to cater to individual needs that may be more prevalent in that area of the country. This would make for more efficient distribution of care across the United States.

Above are just a few issues that are hot topics in this presidential election, and ones that the voter should be fully informed about before casting their vote on November 6. Get the facts about both President Obama’s campaign as well as Governor Romney’s campaign, and find out how you and your health costs would be affected under each candidate. 

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