Health Care Reform for Young Adults

Health Care Reform for Young Adults

Health Insurance After Graduation

Spring semester is an ideal time to review your health insurance coverage. Coverage termination under a parent’s plan can be as early as your graduation day; check with your insurer to determine exactly when your coverage ends.

If you won’t have health insurance after graduation, here are some things to consider when looking for a new plan:

  • Does this plan cover routine and preventive care, or only catastrophic care?
  • What are the co-payment and co-insurance levels?
  • Are there pre-existing condition exclusions or waiting periods?
  • What is the prescription drug coverage?
  • Are there annual total coverage limits?
  • What is the cost?
  • How long can I be covered by this plan?

For general information about insurance, visit the New Hampshire Insurance Department

Additional Information